Property Financing

August 2014 Issue 96
Have you ever considered buying an investment property but have been daunted by the task and fear of getting it...
Expert Advice
To me, the introduction by most Lenders of a 100% linked mortgage offset account offering was the best thing since...
Expert Advice
We are fast running up to the end of the tax year. It is time to review your financial arrangements...
Property investment through your SMSF
Expert Advice
As mentioned in my April column about the benefits of investing in property through your Self Managed Super Fund (SMSF) there are tight restrictions and essential processes in proceeding down this path Compliance with each of these elements can be quite daunting but there are legal, financial planning and mortgage brokering professionals who have expertise in SMSF investment property purchasing...
Investing in property through your SMSF
April 2014 Issue 92
Your self managed super fund (SMSF) can borrow to invest in real estate. Over the last few years more Australians are realising the benefits of managing their own super and in particular, investing in property through their super fund. Dreaming of spending your retirement on a golf course, or sailing the Greek Islands on a yacht? Aren't we al. Well,...
Investment property financing
Expert Advice
Based on recent trends and commentary, it would appear that the Canberra residential property investment market short to possibly midterm prospects for solid capital growth and 'secure' positive investment return on new purchases are not particularly bright. In my view, even though interest rates are very attractive at the present time and continue to attract buyers, the combination of the...
Why you need to make use of mortgage offset accounts
Expert Advice
To me, the introduction by most Lenders of a 100% linked mortgage offset account offering was the best thing since sliced bread in providing the opportunity to reduce mortgage interest charges. Other than the mortgage holder using the account nothing more need be done to gain the benefit of reduced interest charges. What could be easier? And yet, I am...
Get fixed to fix
December 2013 Issue 89
In the prefect world property investment and owner occupied mortgage holders will fix their repayments at or near the bottom of the interest rate cycle for a period of time that is sufficiently long enough to ride through the next peek. Endless articles have been published on this subject but few, if any, are reliably instructive as to actually picking...
Property investment cash-flow
Expert Advice
When a deal involves financing a newly completed property for investment purposes a key element in a Lender's assessment of the loan application is the anticipated gross weekly rent income. Typically the rent projection is determined by the valuer at the time that the mortgage valuation report is prepared. The valuers anticipated rent income should closely match the independent property...
Reasons to use finance & mortgage broking services Australian Credit
Expert Advice
Australian residential property buyers are increasingly turning to finance / mortgage broking service providers for assistance. The primary reasons for this are simple: * a residential property finance broker is an expert who specialises in defining what type of financing option will work best for a client * they do the leg work wading through the large range of loan...
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